Spring Clean Your Finances

While you’re in cleaning mode this spring, be sure to give your finances the intensive check-up it deserves. Click Here to read a 5-step checklist to ensure you’re ready to face the next year with confidence. 

What to Shred Vs What to Keep

Some are quick to throw away documents while others hold onto everything. With our 12th annual Shred Event coming up on Saturday May 6th and with it being “spring cleaning season” now is a perfect time to see what important documents and confidential files you are able to shred and which ones you should be holding onto. With the progression of record keeping becoming more electronic and paperless, there are still important documents that we receive on paper and that we should keep that original copy of. Click here to read the list of records that you should keep and how long it is recommended that you should keep them for. 

One Month Until Our 12th Annual Shred Event

We are officially one month away from our Shred Event!

We hope you can join us at the JC Penny parking lot at The Wilton Mall on Saturday May 6 from 9am to 11am. The event will happen rain or shine and it is free of charge.

Last year we shredded roughly 6,000 pounds of expired confidential files and documents that were baled and shipped to local paper mills to be recycled for reuse.

We are partnering again this year with Confidata, confident document shredding, where the paper is recycled and made into every day products such as paper towels.

And our local “Act With Respect Always” program. Monetary donations are graciously accepted to help spread the “pay it forward” movement. Act With Respect Always is passionate about respect being shown in our schools, sports and lives. 

Thank you to our sponsors, The Wilton Mall, Saratoga County Chamber of Commerce and Saratoga Business Journal.

If you have any questions, please contact the office at (518) 584-2555.

Did You Know?

April is Social Security Month

People in the 10%, 12%, and 22% federal tax brackets could be affected by high marginal tax rates caused by taxation of Social Security benefits. Planning ahead for required minimum distributions can help you minimize or avoid high tax rates. High marginal tax rates tend to affect people with relatively large annual Social Security benefits. But it’s not a good reason to lower your payments by claiming Social Security early. Plan ahead to keep Social Security income from raising your marginal tax rate.

Click here to read “What to Know About Social Security Benefits and your Taxes.”